Giving directly from an IRA to a qualified charity may be more tax efficient than donating after receiving the funds personally.
A QCD can help charitably inclined retirees satisfy RMD requirements while reducing taxable income.
Thoughtful planning can align charitable goals, retirement income, tax strategy, and even Medicare premium considerations.
Trump Accounts (aka 530A Accounts) can be a valuable tool for families looking to save for the next generation, particularly for children eligible for the government's $1,000 seed contribution.
Additional family contributions may make sense in some situations, but the decision should be evaluated alongside other options like 529 education plans and UTMAs, which may offer different benefits.
For many families, the most compelling strategy may be to open the account, capture any available government or employer contributions, and then determine how it fits into a broader savings plan.
Inflation has cooled from its 2022 peak, but prices have not reset, rates remain meaningfully higher, and investors may need to adjust to a different environment than the one that followed the global financial crisis.
In our latest piece, Associate Portfolio Manager Connor MacKenzie looks at why higher prices may remain a recurring pressure, how those pressures affect consumers and businesses, and why preserving purchasing power starts with making sure every dollar has a purpose.
Image Source: Reginald Thomas II/ San Antonio Spurs
Read MoreWhen we’re looking at planning strategies that can have a meaningful impact over time, tax management is one of the most valuable areas to focus on. With so much in life that we can’t control, taxes are one of the few variables where thoughtful planning can make a real difference.
Read MoreToday, when I talk with people about money and their goals, they often say they just want to “live comfortably.” I find myself saying the same thing. Over time, I’ve learned that while the phrase sounds simple, it’s deeply personal. It almost never means the same thing from one person to the next, and it rarely has as much to do with numbers as people expect.
Read MoreHere we are… winding down the very last hours of 2025, marking the end of the first quarter of the 21st century. Soon, we will find ourselves chronologically closer to the unknown experiences of the 2050s than to the Y2K panic, the hanging chads in Florida, and heated debates of Team Britney (Spears) vs. Team Christina (Aguilera)… well maybe the last one carries on.
Read MoreIt’s a natural impulse, especially when markets appear like they are about to collapse due to being bloated and overexpensive, and headlines reinforce the idea that a correction is overdue. But history shows that periods of discomfort are often when discipline matters the most.
Read MoreIrrevocable Life Insurance Trusts are really not complicated, despite how they may appear. In this blog, we’ll discuss what you need to know about them, in simple terms.
Read MoreOn July 4th, 2025, President Trump signed into law the One Big Beautiful Bill Act (OBBBA), which was subsequently approved by Congress. This bill has many implications. In this blog we will discuss what it means for individuals of high net worth and people in the higher tax brackets.
Read MoreDespite their growing importance, digital assets are often ignored when it comes to estate planning. For those that inherit or try to administer estates today, they could be facing a crisis trying to unlock the immense possible value of what gets left behind. This blog will teach readers what they need to learn about digital asset estate planning.
Read MoreIf you're prepared, diversified, and focused on the long game, you'll not only survive a recession—you might even thrive.
Read MoreWhat happens when you earn too much to make a Roth contribution? Are high-income earners bound to miss? While that may have been an intention when creating these income limits, there are still a few ways to work around these restrictions, namely the Backdoor Roth IRA strategy.
Read MoreI know from speaking with our clients, some have collected or inherited large coin collections of various types of currencies over the years and have found difficulty knowing how to catalog it all, as well as how to value their coin collection.
Read MoreCalifornia residents affected by the devasting wildfires, especially in Los Angles are experiencing emotional heartbreak. Our hearts go out to you. Many have lost not only their homes but also a lifetime of memories. But what is causing this crisis, and what can you do to protect yourself from not being about to renew insurance after the LA wildfires?
Read MoreThe 2025 IRS Super Catch Up Rule is about to make it easier for some workers to save more for retirement—and the timing couldn’t be better.
Read MoreVenmo, Zelle, PayPal… all the new ways society is getting used to sending, receiving, and requesting cash without ever needing a physical wallet. However, as we start to track more finances on our smartphones, the IRS is using the data to better enforce the tax code. Here is what consumers need to know about changes in the IRS tracking of cash transactions.
Read MoreThe IRS has your Bitcoin on their radar - get prepared before the grace period ends on December 31st! There are some big changes on the brink when it comes to how you report Bitcoin on your taxes. This blog presents a summary of what you need to know about changes in Bitcoin (and other digital asset) income tax reporting for 2025.
Read More
