Our EXPERT Advisory Process™ will empower you and your family to reach your financial goals and dreams.
We review key areas of your finances and deliver personalized advice and investment management that are coordinated with your CPA, attorney, and the rest of your professional team – giving you the clarity and confidence to focus on everything else you care about
Through a series of meetings, financial tools, and ongoing services that we call our EXPERT Advisory Process™, we help you make better financial choices for today and tomorrow.
We come to understand your goals and beliefs through active listening, and uncover your priorities from immediate financial concerns to dreams of retiring overseas.
We gather information about all your resources - taking inventory and assessing your investments, income, pensions, insurance, etc.
We work with you to develop strategies to achieve your goals, and plan for life’s unexpected challenges.
We put your plan into action in a way that addresses your most important concerns and prioritizes the rest.
We adjust for changes in your life as well as tax laws and investing markets.
We seek to provide lasting, positive results – whether it’s a little less day-to-day worry, living with renewed focus, or peace of mind.
Our EXPERT Process and corresponding Financial Tools can help you:
Stay on track to achieve your goals.
Manage risks by coordinating with insurance and legal professionals.
Communicate better with family on estate planning and other financial issues.
Properly manage your investments and other resources such as pensions and real estate.
Have a plan for life’s unexpected challenges.
We design and maintain your investment portfolio to balance your needs for principal protection, income, and growth.
We strive to ensure investments will be tax efficient, low cost, and properly diversified to reduce risk and maximize return.
Using a disciplined and systematic investment process over multiple market cycles has lead us to favor investments from Vanguard and Dimensional Fund Advisors (DFA), as well as mortgage backed investments, commonly called private Trust Deeds.
We choose to work with investment firms that believe that avoiding unnecessary trading, management, sales, and tax costs is critical to preserving and growing your portfolio.
Book an appointment to discuss our portfolio management services or to receive a second opinion on your portfolio.
Our fees are simple and transparent.
We ordinarily charge 1% to 0.50% of the value of your investment portfolio, or a flat quarterly fee depending on your circumstances.
Generally, we work well with clients who have or expect to have at least $3,000,000 in investments; however, we make exceptions for early to mid-career professionals or children of existing clients.