Au Revoir: Why the Old Inflation Environment May Be Gone for Good
Inflation has cooled from its 2022 peak, but prices have not reset, rates remain meaningfully higher, and investors may need to adjust to a different environment than the one that followed the global financial crisis.
In our latest piece, Associate Portfolio Manager Connor MacKenzie looks at why higher prices may remain a recurring pressure, how those pressures affect consumers and businesses, and why preserving purchasing power starts with making sure every dollar has a purpose.
Image Source: Reginald Thomas II/ San Antonio Spurs
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Turning Today’s Taxes into Tomorrow’s Tax-Free Growth
When we’re looking at planning strategies that can have a meaningful impact over time, tax management is one of the most valuable areas to focus on. With so much in life that we can’t control, taxes are one of the few variables where thoughtful planning can make a real difference.
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Financial Planning and the Search for Comfort
Today, when I talk with people about money and their goals, they often say they just want to “live comfortably.” I find myself saying the same thing. Over time, I’ve learned that while the phrase sounds simple, it’s deeply personal. It almost never means the same thing from one person to the next, and it rarely has as much to do with numbers as people expect.
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A Thank You from 2025, 2026, and Beyond!
Here we are… winding down the very last hours of 2025, marking the end of the first quarter of the 21st century. Soon, we will find ourselves chronologically closer to the unknown experiences of the 2050s than to the Y2K panic, the hanging chads in Florida, and heated debates of Team Britney (Spears) vs. Team Christina (Aguilera)… well maybe the last one carries on.
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Should we get rid of pennies?
Apologies in advance to anyone who previously has allowed me to soapbox on how annoying the penny is and how each new president’s first executive order should be removing pennies from circulation
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How to cope with Election Angst
Presidential elections have a way of creating angst and anxiety. This happens every four years and we always have many conversations with clients of all political persuasions about what, if anything, they should change in their portfolios due to the upcoming election.
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Small Business Owner? Get clear on who’s going to handle a new BOI required filing for 2024
Thanks to the Corporate Transparency Act of 2021, business owners need to file Beneficial Ownership Information (BOI) Reports starting January 1, 2024.
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1% Closer to Your Financial Goal Everyday
The 1% strategy has many applications to the process of growing wealthy, from saving more money to building a business or even getting a new insurance quote. These small victories, done consistently, do add up over time.
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Protecting Yourself from Fraud – US Bank converting Union Bank Accounts
US Bank is in the process of converting all Union Bank checking and savings accounts, mortgages, investment accounts, and credit cards to their platform.
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Andrew Hoffarth becomes a Partner at Financial Alternatives
I am excited to announce that Andrew is now a Shareholder Partner with Financial Alternatives.
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Free Real Estate Fraud Protection is available in San Diego County
This blog discusses an exciting new development in the prevention of real estate fraud in San Diego County!
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How to Maximize Your Federal Tax Credit for Electric Cars in 2022
Taxpayers may receive up to $7,500 as a federal tax credit for electric cars in 2022. In this blog we will discuss what the credit is, how it works, and more.
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The complete guide to buying solar panels for your home
Here is a complete guide to buying solar panels for your home in which we cover many of the commonly asked questions.
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Protect Your Personal Liability while Serving on a Homeowners’ Association Board
The tragic loss of life from collapse of the Champlain Towers South in Surfside Florida should be a wake-up call to condo boards across the country. Being on a Homeowners‘ Association (HOA) board is a serious job that comes with it a high degree of responsibility. Board members need to ensure the safety of residents as well as protect themselves. Here are five things you can do to help protect yourself from personal liability while serving on a HOA Board.
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What Business Owners & the Self-Employed should know about the Stimulus Package
As the pandemic has spread, many small businesses have been impacted by the social distancing and stay-at-home orders. If your business has taken a hit, it’s good to know your options under the Stimulus Package. Here is a quick summary of the basics.
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February is time for cash flow planning!
February is a very opportune time when it comes to planning your cash flow. The holidays and new year have passed, but it’s not yet time when people start feeling overwhelmed by tax season. In this “in between” time, take a few moments this month and plan out your cash flows for the year.
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SECURE Act Signed Into Law – What you need to know
The biggest change to retirement savings rules in over a decade is signed into law as part of a government funding legislation put into effect in 2020. The Setting Every Community Up for Retirement Enhancement (SECURE) Act will impact anyone with a 401K or IRA account.
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Ensuring Better Cybersecurity: #WorthTheEffort
The best remedy for cybertheft is prevention. Time spent protecting yourself and your family is never spent in vain.
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