Investing Newsletter - Jul 2017

• Investors continued to earn positive returns in the first half of the year.

• Nobody knows when the next bear market will occur, but we know that stock markets have had their ups and downs and they always will.

• Bear markets, which are corrections of 20% or more, cannot be distinguished beforehand from normal 5%-10% corrections which occur on a regular basis.

• Trying to sell before a bear market usually causes investors to miss the next market up turn because most market drops turn out to be just normal 5%-10% corrections.

• Accept that bear markets occur on a regular basis and avoid panic selling your stock positions during the downturn.

• Maintain ample conservative investments in your overall portfolio.

• Try to ignore the day to day financial news which is often sensationalized to keep your attention.