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Integrated Wealth Management

Planning Newsletter – Apr 2016

  • One early retirement study noted that a withdrawal rate of 4% is relatively safe.

  • Many researchers have evaluated withdrawal rates and related issues since then - proposing adjustments to the traditional 4% rule.

  • One such proposal, the Target Percentage Adjustment (TPA) suggests modifying your withdrawals year by year.

  • Being flexible in the face of market downturns and inflation can allow you to increase your withdrawals in retirement.

  • Be sure to know what your withdrawal rate is from year to year.

Planning Newsletter - Apr 2016