The US equity market posted negative returns for the quarter and underperformed both non-US developed and emerging markets.
Developed markets outside of the US posted negative returns for the quarter and outperformed US markets, but underperformed emerging markets.
US real estate investment trusts outperformed non-US REITs during the quarter.
Most higher net worth households realize income from many different sources like capital gains, interest, dividends, and pass-through income.
While there’s no optimal approach to mitigating taxes from your investments, there are repeatable strategies and techniques to help keep more of what you earn after tax.
Asset location, product selection, rebalancing approach, and tax-loss harvesting decisions can all work to reduce your applicable income taxes.
When we’re looking at planning strategies that can have a meaningful impact over time, tax management is one of the most valuable areas to focus on. With so much in life that we can’t control, taxes are one of the few variables where thoughtful planning can make a real difference.
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Today, when I talk with people about money and their goals, they often say they just want to “live comfortably.” I find myself saying the same thing. Over time, I’ve learned that while the phrase sounds simple, it’s deeply personal. It almost never means the same thing from one person to the next, and it rarely has as much to do with numbers as people expect.
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Here we are… winding down the very last hours of 2025, marking the end of the first quarter of the 21st century. Soon, we will find ourselves chronologically closer to the unknown experiences of the 2050s than to the Y2K panic, the hanging chads in Florida, and heated debates of Team Britney (Spears) vs. Team Christina (Aguilera)… well maybe the last one carries on.
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Stock and bond returns around the world were excellent in 2025.
Stock market returns have historically been negative 25% of the time. You should always be prepared for a negative year.
Our job is to keep the focus on what you can control and to keep your portfolio aligned with your plans as conditions change.
The US equity market posted positive returns for the quarter and underperformed both non-US developed and emerging markets
US real estate investment trusts underperformed non-US REITs during the quarter.
Within the US Treasury market, short-term interest rates generally decreased and long-term interest rates generally increased during the quarter.
It’s a natural impulse, especially when markets appear like they are about to collapse due to being bloated and overexpensive, and headlines reinforce the idea that a correction is overdue. But history shows that periods of discomfort are often when discipline matters the most.
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Irrevocable Life Insurance Trusts are really not complicated, despite how they may appear. In this blog, we’ll discuss what you need to know about them, in simple terms.
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The US equity market posted positive returns for the quarter and outperformed non-US developed markets but underperformed emerging markets.
US real estate investment trusts outperformed non-US REITs during the quarter.
During the quarter, interest rates decreased within the US Treasury market.
Generally, changes to individual taxes are positive but with limitations for higher income taxpayers in the highest brackets. Proactive tax planning will be crucial in many cases.
The estate tax exemption amount was increased tom $15 million per person, indexed to inflation starting in 2026. Wealth transfer and gifting strategies may need to be reviewed.
OBBBA expands provisions from the 2017 Tax Cuts and Jobs Act (TCJA) to favor small business owners. Business owners should consider ways to take advantage of this.
On July 4th, 2025, President Trump signed into law the One Big Beautiful Bill Act (OBBBA), which was subsequently approved by Congress. This bill has many implications. In this blog we will discuss what it means for individuals of high net worth and people in the higher tax brackets.
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Despite their growing importance, digital assets are often ignored when it comes to estate planning. For those that inherit or try to administer estates today, they could be facing a crisis trying to unlock the immense possible value of what gets left behind. This blog will teach readers what they need to learn about digital asset estate planning.
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Long-term U.S. Treasury yields have risen, even as inflation data softens. Concerns appear to be rising regarding our country’s fiscal trajectory and debt.
Proposed legislation, including the “Big Beautiful Bill,” points to further spending and borrowing, reinforcing investor concerns about U.S. creditworthiness.
We are also seeing renewed interest in international markets as investors seek diversified opportunities amid shifting global capital flows.
The US equity market posted positive returns for the quarter and underperformed both non-US developed and emerging markets.
US real estate investment trusts underperformed non-US REITs during the quarter.
During the quarter, short- to intermediate-term interest rates decreased, and long-term interest rates increased within the US Treasury market.
If you're prepared, diversified, and focused on the long game, you'll not only survive a recession—you might even thrive.
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What happens when you earn too much to make a Roth contribution? Are high-income earners bound to miss? While that may have been an intention when creating these income limits, there are still a few ways to work around these restrictions, namely the Backdoor Roth IRA strategy.
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I know from speaking with our clients, some have collected or inherited large coin collections of various types of currencies over the years and have found difficulty knowing how to catalog it all, as well as how to value their coin collection.
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