Investment Management

Successful financial planning and investment management go hand in hand. By first creating your financial plan we acquire an in depth understanding of your individual investment needs and objectives. This puts us in the perfect position to design, implement and oversee a successful investment strategy customized to your personal circumstances.  

In designing your investment strategy we take into account your risk tolerance, income requirements, tax status and any other special circumstances you may have. All of this information is put into an investment policy statement that becomes our joint plan to accomplish your goals. 

Once you have reviewed and approved the investment policy statement we begin executing the plan. Investment management is an ongoing process. After your investment strategy is implemented, we continue to manage your portfolio in accordance with your investment policy statement. This includes: monitoring all of your investments and recommending changes when necessary, providing you with semi-annual investment reports, rebalancing your portfolio and maintaining detailed tax records.

We focus on maximizing after-tax returns, reducing and controlling risk and maintaining a long-term perspective.

In 1989 John Templeton, who produced one of the world’s best long-term investment track records, wrote, “After 49 years of professional investment counseling worldwide, I believe that successful investing is mainly common sense”. We could not agree more.

We adhere to the following common sense principles, strategies and beliefs as we work together with you to build and successfully manage your investments. In order to gain a better understanding of our investment philosophy we encourage you to review them.         

• Strategic Diversification
• Control Costs and Focus on After-Tax Returns
• Psychological Preparation
• Long-Term Investment Horizon
• Live Within Your Means